How to rent a car in Dubai without a credit card

Dubai is one of the most famous tourist cities in the world, and every year hosts many visitors from all over the world. This city has countless attractions that you may not have enough time to see.

For this reason, many people prefer to visit this city separately from tours. In this situation, renting a car is the most reasonable solution.

How to Rent a Car in Dubai

Credit cards have many benefits and in today’s world, almost everyone has a credit card. In Dubai, credit cards are used for many purposes, from buying clothes and accessories to making reservations and even earning cashback.

Car rental payment is not an exception to this rule and the payment method of most car rental companies is with a credit card. So does it mean that you can’t rent a car in Dubai without a credit card? In response to this question, we must say that some car rental companies in Dubai have offered other payment methods, so you can choose the one that suits you best. In this article, we introduce these methods.

Why do most car rental companies in Dubai always require credit cards?

Many companies prefer the credit card payment method not only because of the rental fee but mostly because of rental car insurance.

This payment method ensures rental companies that their car is in good condition when they lend it to the customer.

Do you need to rent a car in Dubai?

Whether or not you need to rent a car in Dubai depends on your personal preferences and the circumstances of your trip.

For example, if you have a large number of family members or traveling companions, renting a car is a better and more affordable choice than using a taxi or public transportation system.

By renting a car, you can visit many interesting places in just one day and save time dramatically.

How to pay for a rental car without a credit card

What if I don’t have a credit card to rent a car? Don’t worry some companies offer other acceptable payment methods. Some of them include:

1.     Debit card

Some of the car companies in Dubai accept paying with a Debit card which has VISA or Mastercard logo on it.

However, if you choose the Debit card payment method, the company may not allow you to rent some cars, so you will have a limited range of choices.

In this method, additional steps may also be needed. For example, you may need to pay an additional fee as a security deposit. This money is usually refunded to your account 30 days after returning the car. The company takes these safeguards to ensure that money is available if the car is damaged and traffic violation occurred.

2.     Cash

Many car rental companies in Dubai accept cash. You should ensure that you have all the required documents before booking the car you want. To find out about the required documents, contact the company’s experts or check the company’s website.

Many rental companies take a security deposit of around 1,000 AED to ensure that any damage to the car is covered. Therefore, before renting a car, make sure that you have this amount of money with you.

3.     Cheques

One of the traditional payment methods that are usually used for one-off and cashless payments is a Cheque. In this payment method, you don’t need to carry cash and you can easily transact the cost of the rental car to the company.

Many car rental companies offer this payment method, especially when renting sports, luxury, and supercars.

Renting a car by cheque payment is an easy, safe, and secure method. You should make sure that you have a cheque from a valid and authentic bank with you. Only when the rental company receives the check payment confirmation they will let you pick up the car.

4.     Bitcoin/ Cryptocurrencies

In today’s world, only a few people are not familiar with cryptocurrencies and do not have digital assets. Dubai is always one of the pioneers in the field of technology and new events such as cryptocurrencies.

In Dubai, you can use cryptocurrency to buy, reserve and rent.

Fortunately, many car rental companies have made it possible to pay with cryptocurrencies for the convenience of customers.

This modern payment method allows you to reserve the car you want without any complicated payment process and eliminate hidden extra costs for the rental.

What documents are required to rent a car through payment methods other than a credit card?

To use other payment methods to rent a car in Dubai, make sure you have these documents with you:

• You must have enough cash, a valid bank cheque, or a cryptocurrency wallet so you don’t have to worry about the costs of renting a car.
• A copy of a valid ID Card and your passport
• Valid international driver’s license
• Other specific documents that may vary from one car rental company to another.

Tips to keep in mind when renting a car without a credit card in Dubai

If you want to rent a car and you don’t have a credit card, consider these tips:

• Each car rental company has different rules and payment methods based on your age and the car you want. So before you book a car, be sure to research the rental conditions properly.
• When you don’t have a credit card, your choices are limited. So before renting, see what cars you can choose from. For example, renting luxury, expensive, and high-end cars requires a credit card. Because credit card ensures the company that if the car is damaged, a credit card can be used for compensation.
• Another rule in Dubai is that you must be over 21 years old to rent a car.

Car rental Dubai without a credit card and with a debit card

At most car rental locations in Dubai, you can pay the rental fee with your debit card. One of the important points when renting a car with a debit card is that your card must be valid and in the name of the main driver.

In addition to the criteria mentioned, you must also have one of the following criteria:

Non-local renters

These people cannot rent any special, premium, luxury, or expensive cars. Also, based on the car rental company, the type of documents that a person must provide are different. For example, sometimes, in addition to the mentioned documents, the person must also provide the plane ticket to the company.

Local renters

these people must provide a utility bill that corresponds with the name and address on their driver’s license. It should not be more than one month from the date of this bill. Photocopied documents, prints, and digital images are not allowed, and the original documents must be provided to the company. These customers have a wider choice.

International customers

If the debit card of these customers is issued in the country where they reside, they can rent almost any car they want, except specialty vehicles. These people must also provide their plane tickets to the company.